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Important Definitions for Employers

WORKERS COMPENSATION BENEFITS income, medical, rehabilitation, death, and survivor payments to workers injured on the job.  State workers compensation laws, which date from early in the twentieth century. Provide that employers take responsibility for on the-job injuries.  Each state defines the benefit level for employers in that state.  Although these benefits were designated to be […]

MOCK TRIAL: A Continuing Education Program for Physicians and Trial Attorneys

Friday, March 15, 2013 9:00 a.m. – 4:30 p.m. – 8:30 a.m. Registration Breakfast & Lunch Included Wyndham Princeton Forrestal Hotel & Conference Center 900 Scudders Mill Rd, Plainsboro NJ   Through a mock trial that uses actual physicians, defense attorneys, plaintiff attorneys and a former judge, participants will be provided the opportunity to learn […]

Questions that business owners may have about their property-loss claim following a catastrophic event

When a catastrophic event occurs, you no doubt will feel overwhelmed by the loss and the confusion that follows. Advance preparation is your first prescription for getting through the experience. But, now that you have suffered a loss, you will benefi t from the kind of information that follows from questions asked by others who […]

Complex exposures created by leases

(By Dan Corbin, CPCU, CIC, LUTC) When the new simplified Commercial General Liability (CGL) policy was introduced in 1986, it was expected to help solve some coverage problems. While the jury is still out as to whether all the coverage problems have been solved, there is one issue that can be settled. The so-called simplified CGL policy […]

Does your Business Insurance need additional coverages?

If you are a business owner you have probably had to decide whether yourbusiness insurance is over covering your business or undercovering your business. Most companies have the most basic business insurance coverage such as: liability insurance, property insurance and services like worker’s comp. Some important additional coveraged that is not covered: Business Interruption Insurance will provide a […]

What you need to know about employment practices liability insurance

Employment practices concerns make headlines daily. They are the focus of popular novels and movies, and they are among the most popular topics discussed around the offi ce coffee pot. Liability your business faces could result from wrongful termination; discrimination in hiring practices, including age, sex and race; sexual harassment; and not following the requirements […]

Before saying “yes” to a loan

If you are considering taking out a loan to buy a home, a new car, start your own business, or some other costly venture, be sure to see us before signing on the dotted line; even acting as a cosigner could have important insurance implications. Our expertise could help you avoid costly mistakes and keep […]

Cyber security insurance- What is it and why do I need it?

  What is cyber security insurance? Does your business maintain electronic records with personal data on your clients?  Is your company prepared to absorb the significant financial implications associated with unauthorized breach of that data?  Could a virus cripple your PC network? If so, do you have enough cash reserves to make up for the […]

MDAdvantage and Your Professional Liability Premium

We are proud to be an independent broker of MDAdvantage Insurance Company of New Jersey.  They offer some of the best coverage available in the market, along with highly competitive pricing.  MDAdvantage is committed to providing its policy holders with unparalleled value and consistently receives high ratings for its claim handling, risk management services, advocacy […]

Go with a pro

Choose a professional, independent insurance agent. Purchasing insurance can be an expensive proposition, especially if you don’t get proper counseling before you choose your coverage’s.  You need to talk to a professional trained in advising you on the financial implications of your choices: whether you’ve got the right kind of protection; whether you have enough […]